What did the October 2025 nor'easter do here?
The FACTS sheet records major tidal flooding in Norfolk and Virginia Beach, with north-east winds of 25 to 30 mph and gusts to 40 mph. It records no roof-damage reports for that event, so this page claims none.
Is the naval station covered?
No. Federal installations, including Naval Station Norfolk, are not covered by this site.
Who issues the permit?
The Norfolk city office for the address, which the roofer confirms.
Who handles a claim?
The policy and the insurer. The Virginia Bureau of Insurance takes homeowner complaints.
Water and wind together
A Norfolk roof takes both the bay's water and the wind, so the record keeps the two apart. The roofer checks the storm side, the water line on the lower walls and the attic, and writes each finding with its position.
The water and the wind on Hampton Roads
On Hampton Roads the wind and the water can come together, and the record keeps them apart. The roofer records each mark with its position.
Separate records make the claim and the repair clearer.
The naval station and its edge
Homes near the naval station are checked on the city side only. Federal property is not covered, and the roofer confirms the boundary before work begins.
The boundary is written in the record, so the job is clearly on the city side.
The Norfolk office
A Norfolk address is recorded in the city's own office. The roofer writes the reference on the scope, and the homeowner keeps a copy with the house papers.
A dated check after a nor'easter
A dated check after a nor'easter records the wind marks and the water marks apart, with the storm date and the photographs kept together.
A Norfolk walk
A Norfolk roof is walked from the storm side first, then the walls, the gutters and the attic. Each part is recorded in that order.
In Norfolk the roofer checks the garage and the rear extension as well as the house, since those lower roofs take the storm in a different way from the main roof.
For the homeowner, the practical point is that the record for this address should be checked each year, with the date written beside each check, so that a later storm can be read against an accurate baseline rather than a remembered one.
